Fixed Deposit Account
We have learned that you always search for a safety and reliable place to deposit your money with an expected growth for some specific purposes in the future, including an appropriate interest rate. Your best choice is to open a Fixed Deposit Account in ACLEDA Bank Plc.
With an ACLEDA Bank's Fixed Deposit Account, you will receive an attractive interest rate that you can deposit in Khmer Riel, US Dollar, Thai Baht, Euro, Vietnamese Dong, Australian Dollar, Canadian Dollar, or Japanese Yen. You also have two choices in receiving your interest, receiving it every month or at the end of the term.
Requirements
- Contact our customer service officer at any ACLEDA Bank's branch for details;
- Fill in a Personal Customer Registration Form;
- Fill in a chosen account opening form and specimen signature card;
- Initial deposit a minimum of USD500; KHR2,000,000; THB20,000; or EUR500. For VND; AUD; CAD; and JPY currencies are equivalent to account in USD.
Interest Rate
Hi-growth is a deposit which is fixed for a certain period of method offering a premium rate of interest which is payable with principal at maturity.
| Term | KHR | USD* | THB | EUR |
|---|---|---|---|---|
| 1 Month | 5.00% | 4.50% | 5.00% | EUR-LIBOR less 1.75% or zero if the EUR-LIBOR less 1.75% is zero or negative. |
| 3 Months | 6.00% | 5.50% | 6.00% | |
| 6 Months | 8.00% | 6.50% | 7.00% | |
| 9 Months | - | 7.25% | - | |
| 12, 18, 24, 36 Months | 9.50% | 7.50% | 8.00% |
Hi-income is a deposit that pays interest monthly into your Savings Account, Demand Deposit Account, or Current Account while the principal is payable at maturity.
| Term | KHR | USD* | THB | EUR |
|---|---|---|---|---|
| 3 Months | - | 5.25% | - | EUR-LIBOR less 1.75% or zero if the EUR-LIBOR less 1.75% is zero or negative. |
| 6 Months | 7.87% | 6.25% | 6.87% | |
| 9 Months | - | 7.00% | - | |
| 12, 18, 24, 36 Months | 9.25% | 7.25% | 7.81% |
Forms used with this product/service
- Personal Customer Registration and Cards Application Form (Form-ATM 0001-1)
- Corporate Customer Registration (Form-B1)
- Account Opening Application (Form:50-113)
- Corporate Specimen Signature (Form-B1.2)
- Specimen Signature for Personal Account (Form-A1.2)
- Deposit Voucher (Form-C2)
- Certificate of Deposit Application (Form: 50-101)
- Application for Replacement of Deposit Certificate
- Closing Account Application (Form:50-109)
- Card or Account Blocking / Unblocking / Cancellation Form (Form-ATM0006-1)
