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15 Years of Sustainable Financial Services!

Credit Ratings

ACLEDA Bank is the only bank in Cambodia that assigned ratings by the top international credit rating agencies — Moody's Investors Service and Standard & Poor's.

Credit Ratings by Moody's Investors Service

Global Credit Research
Rating Action
24 May 2007

Rating Action: ACLEDA Bank Plc.
Phnom Penh, Cambodia

Ratings List
Category Moody's Rating
Outlook Stable
Bank Financial Strength Rating (BFSR) D
Deposit Ratings — Foreign Currency B3/NP
Deposit Ratings — Domestic Currency Ba1/NP
Issuer Ratings — Foreign Currency B1/NP
Issuer Ratings — Domestic Currency Ba1/NP
Note: For further details, please visit Moody's Investors Service website at www.moodys.com.

Credit Ratings by Standard & Poor's

ACLEDA Bank Plc.
January 10, 2008

Ratings List
Category Ratings
New Rating; Outlook Action
ACLEDA Bank Plc.
Counterparty Credit Rating B+/Stable/B
New Rating
ACLEDA Bank Plc.
Certificate of Deposit B+
Bank Fundamental Strength Rating: Local Currency D
Note: For further details, please visit Standard & Poor's website at www.standardandpoors.com/ratingsdirect.

HEADQUARTERS:
61 Preah Monivong Blvd., Sangkat Srah Chork, Khan Daun Penh, Phnom Penh, Kingdom of Cambodia. P.O. Box: 1149


Tel: +855 (0)23 998 777 / 430 999
Fax: +855 (0)23 998 666 / 430 555
E-mail:
Website: www.acledabank.com.kh
SWIFT: ACLBKHPP
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©2008   ACLEDA Bank Plc.
023 994 444
C A L L  C E N T E R


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Tel: +855 (0)23 994 444
+855 (0)15 999 233
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The only bank in the Kingdom of Cambodia with 24/7 customer services.