ACLEDA Bank Receives a Certificate of Achievement from Standard Chartered Bank

January 31, 2007

Phnom Penh, Cambodia, January 31, 2007 ACLEDA Bank Plc. had received a Certificate of Achievement for its Outstanding Quality in Payment Formatting and Straight-Through Rate Year 2006 from Standard Chartered Bank New York. The certificate was honorably signed by Ken A. Stratton, Regional Head Transaction Banking, and Dulce Laranjeira, Director Transaction Banking.

It represents a great honor received from people at Standard Chartered Bank for our business and our continuing support. This certificate would be another important evidence for our customers to use ACLEDA Bank Plc's services.

Standard Chartered is listed on both the London Stock Exchange and the Hong Kong Stock Exchange and is consistently ranked in the top 25 among FTSE-100 companies by market capitalisation. Standard Chartered has a history of over 150 years in banking and operates in many of the world's fastest-growing markets with an extensive global network of over 1,400 branches (including subsidiaries, associates and joint ventures) in over 50 countries in the Asia Pacific Region, South Asia, the Middle East, Africa, the United Kingdom and the Americas. As one of the world's most international banks, Standard Chartered employs almost 55,000 people, representing over 90 nationalities, worldwide. This diversity lies at the heart of the Bank's values and supports the Bank's growth as the world increasingly becomes one market.