Products & Services Updates

Higher Interest Rate for Fixed Deposit
Now ACLEDA Bank offers a higher interest rate for Fixed Deposit in US dollar of up to 6.50% per year.

Ever happen to short of funds occasionally due to your late cash flow? Please contact ACLEDA Bank, we can help you with our Overdraft Facility for Depositors.

In order to provide easier payment facilities for our customers, we are proud to introduce you a new Electronic Banking Service called "ACLEDA VISA Debit Card".

Higher Interest Rate for Fixed Deposit
To welcome the coming Khmer New Year, ACLEDA Bank now offers a higher interest rate for Fixed Deposit in Khmer Riel; 9.5% p.a. for 12 months and 8% p.a. for 6 months.

Now on every Saturday morning from 7:30AM to 12:00PM in addition to weekday, we serve Foreign Cheque Purchase and Deposits besides Western Union and Traveller's Cheque services. Please visit our Branch Network by Products & Services page or contact our Call Center for more details.

Free fund transfers and cash withdrawals
Now we offer our customers to make funds transfers and cash withdrawals between their accounts for free among ACLEDA Bank branches in Phnom Penh and Kandal branch (Krapeu Ha village, Prek Russey commune, Takhmao district). Please contact our Call Center for more details.

Making Salary Withdrawals Nationwide for Free
Having a payroll account with ACLEDA Bank allows you to make your salary withdrawals at any branch or district office nationwide with zero local transfers fee. Please contact our Call Center for further details.

We are pleased to inform you about the discount on fund transfers to China for each transaction via Western Union. This discount offers only customer who brings along a discount coupon until January 31, 2008. For further details on how to receive the coupon, please contact our Call Center.

ACLEDA Bank updates fund transfers fee to China via Western Union as below:

Transferred amount (USD)	Fee (USD)
Up to 3,000	18.8
Greater than 3,000 to 6,000	38.0
For each 3,000 or fraction there of 6,000	Add 19.0

For a better convenience to its customers, ACLEDA Bank introduces another currency for operating deposits and funds transfers with the bank — Japanese Yen. Please contact our Call Center for more details.

Fee charge on Overseas Money Transfer in JPY

Outward Transfer	0.25% of transferred amount or Min. JPY1,200 + Processing Fee JPY1,750 + Arrangement Fee
Inward Transfer	0.10% of transferred amount or Min. JPY1,200

Now our loan customers enjoy better interest rate —less than 1.20% per month— for loan size greater than US$70,000 and loan period up to 12 months.

Now our housing loan customers can enjoy a longer repayment period of 15 years. This adds another benefit to 75% of house price and 10 years of fixed rate.

You can transfer your funds in US dollar from Golden Coast Bank in United State to ACLEDA Bank within or surrounding Phnom Penh, Cambodia for free of charge.

Fee Charge on Overseas Money Transfer from Golden Coast Bank

To ACLEDA Bank	Headquarters and branches within or surrounding Phnom Penh (Phnom Penh, Daun Penh, Dangkor, Russey Keo I, Russey Keo II, Meanchey, Beung Trabek, Steung Meanchey and Kandal)	No fee charge
	Province/Town, District branches	0.08%, Min. US$2
	District offices	0.15%, Min. US$3
To another bank through ACLEDA Bank	In Phnom Penh (less than US$5,000)	US$5
	In Phnom Penh (greater than US$5,000)	US$10
	In provinces (less than US$5,000)	0.08%, Min. US$2 + US$5
	In provinces (greater than US$5,000)	0.08%, Min. US$2 + US$10

Note: The rates are quoted for indication purpose only and subject to variation. Please contact our nearest branch or our Call Center for confirmation.

ACLEDA Bank launched two new deposit services — Safe Box Service and Trust Account for Real Estate — to fill our customers need.

Now you get a better rate for transfer your funds to overseas in US dollar through ACLEDA Bank. The rate is 0.15% + processing fee US$15.

Now ACLEDA Bank provides Personal Loan up to USD30,000⁺ or equivalent to KHR or THB.

Now the initial deposit for Savings Account in Khmer Riel is only KHR10,000.