Our Performances*

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Highlights of 2009*

• Assets rose 31.5% to US$904 million
• Loans grew 15.7% to US$528 million
• Non Performing Loans to Total Loans were contained at 0.76%
• Deposits increased by 41.2% to US$687.7 million
• Net Profit After Tax fell by 54.2% to US$9.7 million
• Shareholders' Equity grew by 22.7% from US$86.9 million to US$106.7 million
• Return on Equity (excl. subordinated debt) declined from 24.4% to 9.1%
• ACLEDA Bank Plc. network grew from 226 to 232 offices in Cambodia
• ACLEDA Bank Lao Ltd. opened more offices in Vientiane and the provinces bringing the total number of offices in the Lao PDR to 12.

Note: * These figures relate to the operations in Cambodia only so will defer from the consolidated financial statements which include Laos.