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Financial Highlights

Units in US$'000 31/12/15
Audited
31/12/14
Audited
31/12/13
Audited
31/12/12
Audited
31/12/11
Audited
Change
(%) 1
Consolidated Financial Results
Assets 3,885,959 3,139,772 2,407,791 1,982,743 1,526,873 23.77%
Loans and Advances 2,507,887 2,043,688 1,527,680 1,294,789 1,023,924 22.71%
Liabilities 3,341,463 2,698,624 2,021,546 1,716,119 1,336,179 23.82%
Deposits 2,695,640 2,269,891 1,709,596 1,507,751 1,174,966 18.76%
Share Capital 265,726 225,536 185,672 113,170 78,373 17.82%
Shareholders' Equity 2 541,168 437,367 370,611 252,144 177,134 23.73%
Gross Income 403,645 316,940 271,170 226,343 179,932 27.36%
Profit Before Income Tax 132,591 102,005 101,489 81,861 62,616 29.98%
Net Profit After Tax 105,068 80,369 79,717 65,003 49,599 30.73%
Earnings Per Share $0.3954 $0.3563 $0.4293 $0.5744 $0.6329 10.96%
Dividend 3 $0.1977 $0.1782 $0.2147 $0.2872 $0.3164 10.94%
Unconsolidated Financial Results
Assets 3,803,004 3,051,460 2,297,745 1,908,178 1,486,654 24.63%
Loans and Advances 2,405,465 1,955,083 1,439,488 1,231,210 989,380 23.04%
Liabilities 3,244,439 2,599,055 1,927,561 1,655,755 1,307,880 24.83%
Deposits 2,616,361 2,202,384 1,643,082 1,460,869 1,147,213 18.80%
Share Capital 265,726 225,536 185,672 113,170 78,373 17.82%
Shareholders' Equity 558,565 452,405 370,185 252,423 178,774 23.47%
Gross Income 380,018 296,519 252,677 214,867 171,869 28.16%
Profit Before Income Tax 132,933 102,953 97,731 79,274 61,826 29.12%
Net Profit After Tax 106,159 82,220 77,761 63,649 49,353 29.12%
Earnings Per Share $0.3995 $0.3646 $0.4188 $0.5624 $0.6297 9.59%

Highlights of 2015 4

  • Assets rose 24.63% to US$3,803 million.
  • Loans grew 23.04% to US$2,405.47 million.
  • Non Performing Loans to Total Loans were contained at 0.35%.
  • Deposits increased by 18.80% to US$2,616.36 million.
  • Net Profit After Tax (NPAT) increased by 29.12% to US$106.16 million.
  • Shareholders' Equity grew by 23.47% from US$452.41 million to US$558.57 million.
  • Return on Equity (ROE) increased from 18.17% to 19.01%.
  • ACLEDA Bank Plc. network consists of 258 branches covering all provinces and cities in the Kingdom of Cambodia.
  • ACLEDA Bank Lao Ltd. - one of ACLEDA Bank Plc. subsidiaries - network consists of 41 branches and offi ces in the Lao PDR.
  • ACLEDA MFI Myanmar Co., Ltd. - one of ACLEDA Bank Plc. subsidiaries - network consists of 6 offi ces in Yangon and Bago Regions, the Republic of the Union of Myanmar.

Note:

  1. From 31/12/14 to 31/12/15.
  2. Does not include Minority Interest of the subsidiaries.
  3. Dividend from 2011 - 2014 (paid out as share) is 50% of Net Profi t After Tax (NPAT). For 2015 was distributed 10% and 40% (paid out as share) of NPAT.
  4. These figures relate to the operations of ACLEDA Bank Plc. only, so differ from the consolidated financial statements which include the subsidiaries.

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ACLEDA Bank Plc. Headquarters
Registration No. 00003077
#61, Preah Monivong Blvd., Sangkat Srah Chork,
Khan Daun Penh, Phnom Penh, Cambodia.
P.O. Box: 1149
Tel: +855 (0)23 998 777 / 430 999
Fax: +855 (0)23 430 555
E-mail: acledabank@acledabank.com.kh
SWIFT Code: ACLBKHPP
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© 2017 ACLEDA Bank Plc.

Site Map
Form Center
Application Forms
User Manuals
Financial Calculator
Newsletter
Security Tips
Legal Notice
Code of Banking Practice (PDF)
Online Visitors: 55     Today: 6,785     Yesterday: 19,684
Online Visitors: 55
Today​ Visitors: 6,785
Yesterday Visitors: 19,684


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© 2017 ACLEDA Bank Plc.

Site Map     Form Center     Application Forms     User Manuals     Financial Calculator     Newsletter     Security Tips     Legal Notice     Code of Banking Practice (PDF)
Online Visitors: 55     Today: 6,785     Yesterday: 19,684
Online Visitors: 55
Today​ Visitors: 6,785
Yesterday Visitors: 19,684
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