Home Improvement Loan
ACLEDA Bank would like to introduce a bank product — Home Improvement Loan — to you so that you can use for renovating your house that would allow you and your family to live comfortably in prosperity.
- Getting long-term loan and low interest rate
- Owning a nice home to live happily with your family
Currency and Loan Period
- Home Improvement Loan is provided in USD or KHR
- Loan period is up to 6 years and will not exceed your retirement age or over 60 years of age (until the end of loan repayment)
- Loan size is up to 67% of disposable income or up to 50% of salary but not greater than 80% of the estimated value of liquid assets that are used as collateral
- ACLEDA Bank offers Home Improvement Loan up to KHR600,000,000 or USD150,000.
ACLEDA Bank offers fixed interest rate for 6 years with a reasonable rate.
- Any Cambodian who is a majority
- Having a proper work, salary, or any sufficient income that warrants the ability to pay back
- Having good history, reputation, attitude and willing to pay back to ACLEDA Bank
- Having a permanent address which is certified by local authority
- Ensuring to provide sufficient and timely information
- The renovated home must be located in ACLEDA Bank's operation areas
- Not willing to change residential address to another location outside ACLEDA Bank's operation areas until the loan is paid off