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Housing Loan

Housing loan is a long-term loan ACLEDA Bank has developed to let any qualified customer own a house that was completely built or being built, or build new house on your own land.

Currency, Loan Size, and Loan Period

  • Housing loan is provided in US Dollar
  • ACLEDA Bank provides housing loan of up to US$300,000 but not more than 70% of the house price
  • Maximum of loan period is 15 years for:
    • Customers who are currently employed by public organizations, national or international agencies, and will not exceed the retirement age;
    • Other customers who have a good health and will not be over 60 years of age (start from receiving loan until the end of loan period).

Interest Rate

ACLEDA Bank offers fixed interest rate for 10 years with reasonable rate.

Customer Requirements

  • Any Cambodian who is a majority
  • Having a proper work, salary, or any sufficient income that warrant the ability to pay back
  • Having good history, reputation, attitude and willing to pay back to ACLEDA Bank
  • Having a permanent address which is certified by local authority
  • Ensuring to provide sufficient and timely information
  • The buying house must be located in ACLEDA Bank's operation areas and certified by local authority
  • Willing not to change residential address to other location outside ACLEDA Bank's operation areas until the loan is paid off

Note:


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ACLEDA Bank Plc. Headquarters
Registration No. 00003077
#61, Preah Monivong Blvd., Sangkat Srah Chork,
Khan Daun Penh, Phnom Penh, Cambodia.
P.O. Box: 1149
Tel: +855 (0)23 998 777 / 430 999
Fax: +855 (0)23 430 555
E-mail: acledabank@acledabank.com.kh
SWIFT Code: ACLBKHPP
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Figures in our website are quoted for indication purpose only and subject to variation. Please contact our nearest branch or Call Center for our services requirements and more information.