Board of Directors

Mr. CHEA Sok, Chairman. Cambodian, born in 1943, he obtained a Licence-es-Science Commercials in 1967 (specialising in banking, finance and accounting). He joined the Banque Khmere pour le Commerce (Commercial Bank) in 1965 as Branch Manager in Sihanoukville, Deputy Branch Manager in Phnom Penh and Battambang until 1975. Branch Manager of National Bank of Battambang 1979-1990. From 1990-1999: Deputy Governor, Director of the Bank Supervision & Examination Department, Director of the Economic Research Department, General Director of the National Bank of Cambodia (Central Bank). From 1992, he attended numerous courses and seminars on macro-economic management and microfinance in several countries and in Cambodia. He retired from the National Bank in 1999 after 20 years in banking, finance, legal and management. In 2006 he undertook the International Company Directors Course in Perth, WA, organised by Australian Institute of Company Directors. Mr. CHEA Sok is also Chairman of the Board of ACLEDA Bank Plc's Compliance and Ethics (Chair), Assets and Liabilities, Audit, Credit, International.

Board Committees: Governance (Chair), Audit, ALCO

Mr. Joseph J. HOESS, Vice Chairman. American, born in 1966, Mr. Hoess is a Director of Dragon Capital Clean Development Investments Ltd. He previously worked as a career expatriate for ABN AMRO Bank NV from 1991-2006. While with ABN AMRO, he held senior management positions in both commercial and investment banking capacities while posted in the United States, Europe, Brazil, China and Thailand. Mr. Hoess received his B.A. in History with honors from Northern Illinois University in 1988 and an MBA from the University of Illinois at Chicago in 1992. He is a Graduate of the Australian Institute of Company Directors and is a regional consultant to Enterprise Bank Inc. of the Philippines under the Bankers for Bankers Program founded by FMO, Triodos Bank, PUM and NFX (Netherlands Financial Sector Development Exchange).

Board Committees: Audit, Risk Management

Mr. John BRINSDEN, OBE, Director, British/New Zealand. Born in 1942, he has lived in Asia for 44 years the last 20 of which were in Vietnam and Cambodia. He previously worked for the Standard Chartered Bank from 1961 until retiring in 1999 as Resident Director, Mekong Sub-region. He joined ACLEDA Bank in Cambodia as an advisor in 1999 and has been Vice-chairman since October 2000. He is a Fellow of the Chartered Institute of Bankers of England and a Graduate of the Australian Institute of Company Directors. Married with one daughter to Chuang Pi-Feng, Taiwanese, he now lives with his family in Phnom Penh but travels widely in the Asia-Pacific region and Europe. Mr. BRINSDEN is also Vice-Chairman of ACLEDA Bank Plc, Cambodia.

Board Committees: Assets and Liabilities (Chair), Governance

Mrs. Femke BOS, Director. Dutch, born in 1969. Mrs. Femke Bos is Fund Manager of the Triodos Microfinance Fund, a specialized institutional debt and equity fund in microfinance at Triodos Investment Management BV, part of the Triodos Bank Group from the Netherlands. She previously worked as Senior Investment Manager Asia, investing in debt and equity facilities in microfinance institutions and banks in emerging and frontier markets, mainly in South East Asia. Prior to this, she held several positions with ABN AMRO Bank in the Netherlands in commercial and retail banking. She obtained a Master's degree in Law from the University of Amsterdam in 1994.

She attended the Australian Institute of Company Directors' International Company Directors Course in Perth, Western Australia, in 2006. Mrs. Femke Bos is also a board member of ACLEDA Bank Plc in Cambodia.

Board Committees: Audit (Chair), Governance

Drs. Peter KOOI, Director. Dutch, born in 1958. Peter Kooi obtained his master degree with distinction in corporate finance and sociology at the Erasmus University in Rotterdam, the Netherlands. From 1993, he advised ACLEDA as a microfinance consultant over a period of seven years in its course from a development program into a commercial bank. From 1999, Peter Kooi worked as a short-term microfinance consultant in fifteen countries located mainly in Africa and Asia. From September 2002 until December 2005, Peter was Director of the Microfinance Unit of UNCDF in New York. Since then Peter has worked as a Resident Director of the Board of ACLEDA Bank Plc. Peter Kooi is also a member of the Board of ACLEDA Bank Plc. He is a Graduate of the Australian Institute of Company Directors.

Board Committees: Risk Management Committee (Chair), ALCO

Mr. Syed Aftab AHMED, Director. Pakistani, born in 1945, joined the Board in September, 2009. Mr. Ahmed obtained his Master degree in Economics, from Karachi University, in 1973. Mr. Ahmed has worked for the International Finance Corporation since 1989 in several positions, including Senior Manager in charge of IFC's Global Micro and Small Business Finance Group. In this capacity, he led the development of IFC's global Microfinance business practice and related investment portfolio. Mr. Ahmed has been instrumental in defining IFC's Microfinance strategy and, in 1996, designed a new institutional model, Greenfield Commercial Microfinance Bank, for the delivery of a full range of financial services, including credit, to the micro and small businesses, on commercial terms. The institutional model has since been successfully replicated in many countries, and today is the provider of the bulk of the credit and other financial services to the micro entrepreneurs around the world. Recognized for his contributions to the development of the global commercial Microfinance industry, Mr. Ahmed has spoken extensively at international conferences on expanding the frontier of commercial Microfinance, and integrating it into the formal financial systems of the developing countries. Presently, he represents IFC on the board of directors of several commercial banks and Microfinance institutions in Asia and Europe.

Prior to joining IFC in 1989, Mr. Ahmed held several senior management positions in a number of top-tier financial institutions in Pakistan, including the Pakistan Industrial Credit and Investment Corporation (PICIC), and the Investment Corporation of Pakistan (ICP).