www.acledabank.com
Fixed Deposit Account
We have learned that you always search for a safety and reliable place to deposit your money with an expected growth for some specific purposes in the future, including an appropriate interest rate. Your best choice is to open a Fixed Deposit Account in ACLEDA Bank Lao.
With an ACLEDA Bank Lao's Fixed Deposit Account, you will receive an attractive interest rate that you can deposit in Lao Kip, US Dollar, and Thai Baht. You also have two choices in receiving your interest, receiving it every month or at the end of the term.
Requirements
- Contact our customer service officer at any ACLEDA Bank Lao's branch for details
- Fill in a Personal Customer Registration Form
- Fill in a chosen account opening form and specimen signature card
- Initial deposit a minimum of LAK5,000,000, USD500, or THB20,000
Interest Rate
Hi-growth is a deposit which is fixed for a certain period of method offering a premium rate of interest which is payable with principal at maturity.
| Term | LAK | USD | THB |
|---|---|---|---|
| 1 Month | 5.50% | 2.25% | 1.50% |
| 3 Months | 6.50% | 3.00% | 1.75% |
| 6 Months | 8.00% | 3.20% | 2.50% |
| 12 Months | 10.00% | 4.00% | 3.50% |
| 24 Months | 12.00% | 5.00% | 4.50% |
| 36 Months | 12.20% | 7.00% | 5.70% |
Hi-income is a deposit that pays interest monthly into your Savings Account or Current Account while the principal is payable at maturity.
| Term | LAK | USD | THB |
|---|---|---|---|
| 6 Months | 7.50% | 2.75% | 2.25% |
| 12 Months | 9.50% | 3.50% | 3.00% |
| 24 Months | 11.50% | 4.50% | 4.00% |
| 36 Months | 11.70% | 6.50% | 5.20% |