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Low-Interest Loans for Small and Medium-Sized Enterprises in Priority Sectors

May 12, 2020

SME Co-Financing Scheme aims to provide low-interest loans to promote the development of small and medium-sized enterprises in various priority sectors such as manufacturing and handicrafts for serving local needs instead of importing or producing components to supply of large-scale companies etc.

Loan disbursement of SME Co-Financing Scheme/SCFS Scheme is limited to USD 4,000,000 or equivalent in KHR, which is an equal joint venture between SME Bank and ACLEDA Bank Plc.

Requirements to receive loan

  • Businesses that are officially registered as SMEs in the Kingdom of Cambodia and are classified under Sub-Decree 124 on Tax Incentives for Small and Medium Enterprises in priority sectors.
  • SMEs must operate in the following priority sectors:
    • Food production and recycling.
    • Manufacturing that produces local consumer goods, recycles and produces goods for tourism.
    • Manufacturing that produces finished products or components to supply other products.
    • Research and develop information technology.
    • Enterprise located in the area of SME concentration and an enterprise that develops this area.
  • Other requirements are applicable by ACLEDA Bank Plc.

Loan size, interest rate and loan period

  • Loan size is up to USD 300,000 or equivalent in KHR for the purpose of investing capital.
  • Loan size is up to USD 200,000 or equivalent in KHR for using as working capital.
  • Interest rate of 7% per annum.
  • Loan period is maximum 7 years.

For more information, please contact:

Mr. Soeng Phorn, SVP & Head of Credit Division
Tel: 015 800 679
Email: soeng.phorn@acledabank.com.kh

Mr. Sok Sovady, SVP & Head of Operations Division
Tel: 015 900 178
Email: sovady@acledabank.com.kh

Call Center (24/7)
Tel: 023 994 444 / 015 999 233
Email: inquiry@acledabank.com.kh

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