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Car Loan
Car Loan is a kind of loan ACLEDA Bank offers to customer who has a regular income to get a car for personal or family use.
Benefits
- Owning a car for everyday use
- Converting from a full payment to monthly installment for the car price
- Opportunity to use other ACLEDA Bank's products & services
- Promoting family's welfare
Special Features
- ACLEDA Bank offers car loan in US dollar.
- You can use the car loan to buy a brand-new car or used car which is 15 years old or less from its producing year.
- You can enjoy loan period up to 60 months, but not exceed the retirement age or over 60 years of age.
- You can get the loan amount of USD100.000 but:
- not more than 100% of your dream car price, if using a house or land as collateral.
- not more than 70% of your dream car price, if using a buying car as collateral.
- Interest rate from 12% to 18% per year.
Customer Requirements
- Being a majority
- Having a permanent address within ACLEDA Bank's operation which is certified by local authority
- Having a good history, reputation, and attitude
- Having a proper work, salary, or sufficient income that warrant the ability to pay back
- For employee of a company, organisation or other institutions, you need a certified letter or employment contract to ensure your employment is longer than repayment period
- Have identity documents which are ID card, family book, residence book, or other documents
Please contact our nearest branch or our Call Center for our services requirements and more information.