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ACLEDA Bank Plc.

 »  Products & Services  »  Credits  »  Housing Loan

Housing Loan

Housing loan is a long-term loan ACLEDA Bank has developed to let any qualified customer own a house that was completely built or being built, or build new house on your own land.

Currency, Loan Size, and Loan Period

  • Housing loan is provided in US Dollar and not more than 70% of the house price
  • Maximum of loan period is 10 years for:
    • Customers who are currently employed by public organizations, national or international agencies, and will not exceed the retirement age;
    • Other customers who have a good health and will not be over 60 years of age (start from receiving loan until the end of loan period).

Customer Requirements

  • Any Cambodian who is a majority
  • Having a proper work, salary, or any sufficient income that warrant the ability to pay back
  • Having good history, reputation, attitude and willing to pay back to ACLEDA Bank
  • Having a permanent address which is certified by local authority
  • Ensuring to provide sufficient and timely information
  • The buying house must be located in ACLEDA Bank's operation areas and certified by local authority
  • Willing not to change residential address to other location outside ACLEDA Bank's operation areas until the loan is paid off

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