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Bill Payment via ACLEDA Unity ToanChet 

Bill Payment via ACLEDA Unity ToanChet allows you to pay your bills of water, electricity, internet, phone service, school etc. by your mobile phone conveniently whenever and wherever you are. You can pay your bills via ACLEDA Unity ToanChet with services/companies below:

Phnom Penh Solid Waste Management Authority

Pay for your solid waste in every 1st to 15th of each month by using the "Customer ID" as in your electricity bill.

Private Solid Waste Bill

  • Ang Snuol (Pay by using the last-six-digit ID)

Agriculture Bill

  • GreenFeed Cambodia Co., Ltd. (Pay by using "Invoice No." as billing number)

Bill 24

  • Bill 24 (Water Supply)
  • Bill 24 (Electricity)
  • Bill 24 (General Bill)

Electricity Bill

  • Phnom Penh & Kandal Province
  • Banteay Meanchey Province
    • Mongkol Borei
  • Battambang Province
  • Kampong Speu Province
  • Kratie Province
  • Krong Kampong Cham
  • Krong Kampot
  • Krong Siem Reap
  • Mondul Kiri Province
    • Kaoh Nheaek
    • Kaev Seima
    • Pech Chreada
  • Preah Sihanouk Province
  • Prey Veng Province
  • Ratanak Kiri Province
  • Stung Treng Province
  • Svay Rieng
    • Chi Phou
    • Kampong Rou
    • Krong Svay Rieng
    • Krong Bavet
  • Takeo Province
  • Tboung Khmum Province
    • Chom Krovien
    • Memot
    • Ponhea Kraek

Financial Bill

  • ACLEDA VISA/Mastercard Credit Card
  • Chailease Royal Leasing Plc. (Pay by using "Agreement No." as billing number excluding characters in front and back)
  • Kubota Leasing (Cambodia) Plc. (Pay by using the last 9-digit contract number)
  • RHMS Pawn Shop Plc (Pay by using account number)
  • Active People's Microfinance Institution PLC (Pay by using account number in loan repayment schedule)
  • AEON Specialized Bank (Cambodia) Plc.
  • KB Daehan Specialized Bank Plc. (Pay by using the 12-digit account number excluding any sign)
  • YCP Microfinance Plc.

Insurance Bill

  • AIA Cambodia
  • Dai-ichi Life Insurance (Pay by using "Application/Policy No." as billing number)
  • Forte Insurance (Cambodia) Plc.
  • Fortune Life Insurance (Pay by using "Policy Number" as billing number)
  • Prudential (Cambodia) Life Assurance Plc.

Internet Provider Bill

Mobile Operator Bill

  • CooTel (CooBill)
  • Smart
  • Telecom Cambodia

Petroleum Bill

  • Bright Victory Mekong (BVM) (Pay by using "Invoice to" as billing number)
  • Savimex Import Export Co., Ltd. (Pay by using "Customer Code" as billing number)

Public Service Bill

  • Foreign Worker Permit
  • Ministry of Public Works and Transport
  • NSSF

Real Estate Bill

  • Sokha Real Estate

School Bill

  • ACLEDA Institute of Business
  • Asia Euro University (Pay by using "Student ID" on school bill as billing number)
  • Beltei International School
  • Brilliance International School
  • Cambodia-Japan Cooperation Center (CJCC) (Pay by using "Registered No." as billing number)
  • First International Cambodian-American School (FICAS)
  • NTC Group
    • Newton Thilay School
    • Sovannaphumi School
    • Bridgeton School
    • American Pacific School
    • East-West International School
  • Planet International School (PIS)
  • The Northline School
  • The University of Cambodia
  • The Westline School
  • Vanda Institute (Pay by using "ID" on school bill as billing number)
  • Western International School

Water Supply Bill


  • Self-service: pay your bills by yourself and save time;
  • Convenience: pay your bills anywhere and anytime 24/7;
  • Keeping track: be able to manage and control your expenditure yourself;
  • Participation: gain up-to-date knowledge, become modern, and can take part in social development;
  • Other opportunities: have a chance to use other services of the bank at the same time.

Special Features

  • Can pay anywhere and anytime conveniently and effectively
  • Can pay many bills per day, without a limit on number of transactions and amounts
  • After your transaction is successful, your account will be settled automatically to the company


The currency is based on your bill's currency. Your payment will be automatically settled according to the exchange rate of ACLEDA Bank on the transaction time if your account's currency is different from the bill's currency.

General Terms

  • Enter the right Customer ID / Consumer Number / Mobile Number / Bill Number when you wish to pay the bill.
  • After that enter the Balance Due / Total Due / Invoice Amount / Invoice Value.
  • Payment can be made for valid bill only.
  • Payment can be made at least one day prior to the expiry date, except for Electricity Bill Payment that at least two working days prior to the expiry date.
  • Have sufficient balance in your account to complete the transaction.

How to Make Payment

  • Open ACLEDA ToanChet app
  • Choose "Payments" menu
  • Use Touch ID, Facial, or enter PIN to login
  • Choose billing categories (electricity, school, mobile, water, etc.)
  • Select location/company name
  • Input information:
    • Select account
    • Input consumer number in your bill or select from favorite
    • Input payment amount in your bill
    • Choose payment type
  • Choose button "OK"
  • Verify your transaction
  • Choose button "Proceed"


  • It is not our responsibility if you miss a payment or do not pay the right total amount as seen in the bill.
  • For our services requirements and more information, please contact our Call Center at any time, 24 hours a day and 7 days a week.

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